{"id":179371,"date":"2026-05-21T19:53:09","date_gmt":"2026-05-21T17:53:09","guid":{"rendered":"https:\/\/gratka.pl\/blog\/?p=179371"},"modified":"2026-08-12T15:23:34","modified_gmt":"2026-08-12T13:23:34","slug":"calkowite-koszty-najmu-mieszkan-w-najwiekszych-miastach-polski-analiza-wydatkow-najemcow","status":"publish","type":"post","link":"https:\/\/gratka-blog.dlnte.in\/blog\/calkowite-koszty-najmu-mieszkan-w-najwiekszych-miastach-polski-analiza-wydatkow-najemcow\/","title":{"rendered":"Ca\u0142kowite koszty najmu mieszka\u0144 w najwi\u0119kszych miastach Polski. Analiza wydatk\u00f3w najemc\u00f3w"},"content":{"rendered":"<p><strong>W ostatnich latach polski rynek nieruchomo\u015bci przeszed\u0142 g\u0142\u0119bok\u0105 metamorfoz\u0119. Po okresie gwa\u0142townych wzrost\u00f3w stawek dyktowanych kryzysem geopolitycznym i inflacj\u0105, dane rynkowe sygnalizuj\u0105 upragnion\u0105 stabilizacj\u0119. \u015aredni czynsz za mieszkanie w wielu regionach zacz\u0105\u0142 delikatnie spada\u0107, daj\u0105c gospodarstwom domowym z napi\u0119tym bud\u017cetem szans\u0119 na z\u0142apanie oddechu.<\/strong><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-offers-widget\">\n\t<iframe\n\t\tsrc=\"https:\/\/gratka.pl\/feed\/business-insider_v3?url=https:\/\/gratka.pl\/nieruchomosci\/mieszkania\/wynajem?itm_source=blog&#038;itm_medium=widget&#038;itm_campaign=listing_nieruchomosci_wynajem\"\n\t\ttitle=\"Offers widget\"\n\t\tloading=\"lazy\"\n\t\twidth=\"100%\"\n\t\theight=\"490\"\n\t\tframeborder=\"0\"\n\t\tscrolling=\"no\"\n\t\tstyle=\"display:block;width:100%;border:0;overflow:hidden;\"\n\t><\/iframe>\n<\/div>\n\n<p><span data-contrast=\"auto\">Jednak samo \u201eodst\u0119pne\u201d dla w\u0142a\u015bciciela to zaledwie wierzcho\u0142ek g\u00f3ry lodowej. Aby pozna\u0107 realne obci\u0105\u017cenie portfela, pod lup\u0119 trzeba wzi\u0105\u0107\u00a0<\/span><b><span data-contrast=\"auto\">ca\u0142kowite koszty najmu<\/span><\/b><span data-contrast=\"auto\">, na kt\u00f3re sk\u0142adaj\u0105 si\u0119 r\u00f3wnie\u017c op\u0142aty administracyjne (czynsz do sp\u00f3\u0142dzielni\/<a href=\"https:\/\/gratka.pl\/blog\/jak-dzialaja-wspolnoty-mieszkaniowe-co-sie-dzieje-bez-zgody-mieszkancow\/\">wsp\u00f3lnoty<\/a>) oraz stale rosn\u0105ce koszty medi\u00f3w (pr\u0105d, woda, gaz, wyw\u00f3z \u015bmieci).<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Poni\u017cej przedstawiamy szczeg\u00f3\u0142ow\u0105 analiz\u0119 wydatk\u00f3w lokator\u00f3w w\u00a0<\/span><b><span data-contrast=\"auto\">7 najwi\u0119kszych miastach Polski<\/span><\/b><span data-contrast=\"auto\">, przyjmuj\u0105c jako punkt odniesienia najpopularniejszy typ lokalu: <\/span><b><span data-contrast=\"auto\">dwupokojowe mieszkanie o powierzchni 45 m kw<\/span><\/b><span data-contrast=\"auto\">. Analiza powsta\u0142a na podstawie danych Grupy Morizon-Gratka za okres od marca 2025 r. do marca 2026 r., najnowszych danych GUS oraz informacji dost\u0119pnych na rz\u0105dowych serwisach gov.pl.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"ANALIZUJEMY ca\u0142kowite koszty najmu mieszka\u0144  \ud83d\udd0d #nieruchomo\u015bci\" width=\"750\" height=\"422\" src=\"https:\/\/www.youtube.com\/embed\/Qqx-p-McGj4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Anatomia wydatk\u00f3w najemcy: Co sk\u0142ada si\u0119 na pe\u0142ny rachunek?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Miesi\u0119czny bud\u017cet, jaki nale\u017cy zabezpieczy\u0107 na utrzymanie dachu nad g\u0142ow\u0105, dzieli si\u0119 na trzy g\u0142\u00f3wne filary:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a0Kwota, kt\u00f3ra trafia bezpo\u015brednio do kieszeni w\u0142a\u015bciciela. To ona podlega najwi\u0119kszym wahaniom rynkowym.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny:<\/span><\/b><span data-contrast=\"auto\">\u00a0Op\u0142ata odprowadzana do sp\u00f3\u0142dzielni lub wsp\u00f3lnoty. Obejmuje utrzymanie cz\u0119\u015bci wsp\u00f3lnych, fundusz remontowy, a cz\u0119sto tak\u017ce zaliczki na ogrzewanie i wod\u0119.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Media i op\u0142aty eksploatacyjne:<\/span><\/b><span data-contrast=\"auto\">\u00a0Rachunki za energi\u0119 elektryczn\u0105,\u00a0internet\/TV oraz ewentualne dop\u0142aty za ponadnormatywne zu\u017cycie wody czy wyw\u00f3z nieczysto\u015bci sta\u0142ych (uzale\u017cniony w wielu miastach od liczby mieszka\u0144c\u00f3w lub zu\u017cycia wody wed\u0142ug stawek lokalnych samorz\u0105d\u00f3w).<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<p><a target=\"_blank\" href=\"https:\/\/gratka.pl\/nieruchomosci\/mieszkania\/wynajem?itm_source=blog&amp;itm_medium=banner_gorny&amp;itm_campaign=listing_nieruchomosci\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-106543 size-full\" src=\"https:\/\/gratka.pl\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n.png\" alt=\"\" width=\"897\" height=\"216\" srcset=\"https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n.png 897w, https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n-300x72.png 300w, https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n-768x185.png 768w\" sizes=\"auto, (max-width: 897px) 100vw, 897px\" \/><\/a><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Koszty najmu mieszkania 45 m kw. w 7 metropoliach (zestawienie)<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Analiza danych rynku najmu oraz \u015brednich stawek lokalnych za rok 2025 pozwala nam sklasyfikowa\u0107 koszty. Dwa miasta \u2013 Warszawa i Krak\u00f3w \u2013 niezmiennie uciekaj\u0105 reszcie stawki.<\/span><\/p>\n<h3>Warszawa<\/h3>\n<p><span data-contrast=\"auto\">Stolica pozostaje najdro\u017cszym rynkiem w kraju, cho\u0107 dynamika wzrost\u00f3w wyra\u017anie wyhamowa\u0142a.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a03 300 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0850 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">4 150 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>Krak\u00f3w<\/h3>\n<p><span data-contrast=\"auto\">Podwawelski gr\u00f3d depcze Warszawie po pi\u0119tach. Silna pozycja sektora korporacyjnego i ogromna liczba student\u00f3w utrzymuj\u0105 presj\u0119 cenow\u0105.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a02 900 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0800 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">3 700 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>Wroc\u0142aw<\/h3>\n<p><span data-contrast=\"auto\">Stolica Dolnego \u015al\u0105ska plasuje si\u0119 na podium. Wysoki standard \u017cycia i nap\u0142yw zagranicznych specjalist\u00f3w generuj\u0105 stabilny popyt.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a02 600 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0750 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">3 350 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>Gda\u0144sk<\/h3>\n<p><span data-contrast=\"auto\">Tr\u00f3jmiasto charakteryzuje si\u0119 du\u017c\u0105 sezonowo\u015bci\u0105, jednak w segmencie d\u0142ugoterminowym ceny ustabilizowa\u0142y si\u0119 na poziomie zbli\u017conym do Wroc\u0142awia.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a02 500 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0780 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">3 280 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>Pozna\u0144<\/h3>\n<p><span data-contrast=\"auto\">Pozna\u0144 jawi si\u0119 jako rynek zr\u00f3wnowa\u017cony, oferuj\u0105cy relatywnie rozs\u0105dny stosunek koszt\u00f3w \u017cycia do zarobk\u00f3w.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a02 200 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0720 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">2 920 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>\u0141\u00f3d\u017a<\/h3>\n<p><span data-contrast=\"auto\">\u0141\u00f3d\u017a pozostaje jednym z najbardziej atrakcyjnych cenowo du\u017cych miast w Polsce, nadrabiaj\u0105c dystans do innych metropolii intensywn\u0105 rewitalizacj\u0105.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a01 900 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0680 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">2 580 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h3>Szczecin<\/h3>\n<p><span data-contrast=\"auto\">Szczecin zamyka stawk\u0119 siedmiu najwi\u0119kszych miast, oferuj\u0105c najni\u017cszy pr\u00f3g wej\u015bcia dla os\u00f3b poszukuj\u0105cych dwupokojowego lokalu.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n\n<div class=\"gratka-shortcode gratka-shortcode-numbered-list\">\n\t\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne):<\/span><\/b><span data-contrast=\"auto\">\u00a01 850 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Czynsz administracyjny + media:<\/span><\/b><span data-contrast=\"auto\">\u00a0650 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/div>\n\t\t<\/div>\n\t\t\t<div class=\"gratka-shortcode-numbered-list__item\">\n\t\t\t<div class=\"gratka-shortcode-numbered-list__content\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny:<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><b><span data-contrast=\"auto\">2 500 z\u0142<\/span><\/b><\/div>\n\t\t<\/div>\n\t<\/div>\n\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Por\u00f3wnanie zbiorcze: Gdzie portfel cierpi najbardziej?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Poni\u017csza tabela obrazuje pe\u0142n\u0105 skal\u0119 wydatk\u00f3w <a href=\"https:\/\/gratka.pl\/blog\/kim-jest-najemca-mieszkania-i-jakie-ma-obowiazki\/\">najemcy<\/a> w zale\u017cno\u015bci od lokalizacji w 2025 roku. R\u00f3\u017cnica w \u015brednich ca\u0142kowitych kosztach mi\u0119dzy najdro\u017csz\u0105 Warszaw\u0105 a najta\u0144szym w zestawieniu Szczecinem wynosi a\u017c 1 650 z\u0142 miesi\u0119cznie.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<table data-tablestyle=\"MsoNormalTable\" data-tablelook=\"1696\" aria-rowcount=\"8\">\n<tbody>\n<tr aria-rowindex=\"1\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Miasto<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Czynsz najmu (odst\u0119pne)<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Op\u0142aty (czynsz do SM + media)<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Ca\u0142kowity koszt miesi\u0119czny<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"2\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Warszawa<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">3 300 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">850 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">4 150 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"3\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Krak\u00f3w<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">2 900 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">800 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">3 700 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"4\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Wroc\u0142aw<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">2 600 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">750 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">3 350 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"5\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Gda\u0144sk<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">2 500 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">780 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">3 280 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"6\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Pozna\u0144<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">2 200 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">720 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">2 920 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"7\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">\u0141\u00f3d\u017a<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">1 900 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">680 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">2 580 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<tr aria-rowindex=\"8\">\n<td data-celllook=\"4369\"><b><span data-contrast=\"auto\">Szczecin<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">1 850 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><span data-contrast=\"auto\">650 z\u0142<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<td style=\"text-align: center;\" data-celllook=\"4369\"><b><span data-contrast=\"auto\">2 500 z\u0142<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Kluczowe wnioski z analizy rynkowej<span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h2>\n<p>Zestawienie danych pokazuje, \u017ce koszty najmu w najwi\u0119kszych miastach Polski wci\u0105\u017c pozostaj\u0105 silnie zr\u00f3\u017cnicowane, a wysoko\u015b\u0107 ca\u0142kowitego rachunku najemcy zale\u017cy nie tylko od czynszu, lecz tak\u017ce od op\u0142at eksploatacyjnych i koszt\u00f3w medi\u00f3w. Poni\u017cej przedstawiamy najwa\u017cniejsze wnioski p\u0142yn\u0105ce z analizy.<\/p>\n<h3 aria-level=\"3\">Paradoks spadaj\u0105cych stawek<span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Cho\u0107 rynkowe raporty donosz\u0105 o spadkach \u015brednich stawek samego odst\u0119pnego (b\u0119d\u0105cych efektem nasycenia rynku i wi\u0119kszej bazy dost\u0119pnych lokali), najemcy nie zawsze odczuwaj\u0105 to w swoich portfelach. Powodem s\u0105\u00a0<\/span><b><span data-contrast=\"auto\">op\u0142aty niezale\u017cne od w\u0142a\u015bcicieli<\/span><\/b><span data-contrast=\"auto\">. Rosn\u0105ce koszty energii elektrycznej, ogrzewania miejskiego oraz podwy\u017cki pensji minimalnej (wp\u0142ywaj\u0105ce na koszty pracy firm sprz\u0105taj\u0105cych czy konserwatorskich w sp\u00f3\u0142dzielniach) skutecznie konsumuj\u0105 obni\u017cki wynegocjowane z wynajmuj\u0105cymi.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\">Kupi\u0107 czy wynaj\u0105\u0107? Nowe dylematy<span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:281}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Obecna stabilizacja na rynku najmu, zestawiona z wysokimi cenami transakcyjnymi zakupu mieszka\u0144 oraz restrykcyjn\u0105 polityk\u0105 kredytow\u0105 bank\u00f3w, przesuwa \u015brodek ci\u0119\u017cko\u015bci w stron\u0119 najmu. W wielu miastach, takich jak \u0141\u00f3d\u017a czy Szczecin, ca\u0142kowity roczny koszt najmu mo\u017ce okaza\u0107 si\u0119 bezpieczniejszy dla domowego bud\u017cetu ni\u017c miesi\u0119czne raty nowego kredytu hipotecznego przy obecnych stopach procentowych, zw\u0142aszcza po uwzgl\u0119dnieniu wymaganego wk\u0142adu w\u0142asnego.<\/span><\/p>\n<h3 aria-level=\"3\">Rekomendacja dla szukaj\u0105cych mieszkania<\/h3>\n<p><span data-contrast=\"auto\">Przegl\u0105daj\u0105c <a href=\"http:\/\/gratka.pl\">og\u0142oszenia<\/a>, warto dok\u0142adnie dopyta\u0107 o status czynszu. Cz\u0119\u015b\u0107 w\u0142a\u015bcicieli celowo zani\u017ca stawk\u0119 odst\u0119pnego w tytule og\u0142oszenia, ukrywaj\u0105c wysokie op\u0142aty administracyjne w jego opisie. Rzetelna kalkulacja domowego bud\u017cetu powinna zawsze opiera\u0107 si\u0119 na warto\u015bciach z ostatniej kolumny przedstawionego wy\u017cej zestawienia.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><a target=\"_blank\" href=\"https:\/\/gratka.pl\/nieruchomosci\/mieszkania\/wynajem?itm_source=blog&amp;itm_medium=banner_dolny&amp;itm_campaign=listing_nieruchomosci\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-106543 size-full\" src=\"https:\/\/gratka.pl\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n.png\" alt=\"\" width=\"897\" height=\"216\" srcset=\"https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n.png 897w, https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n-300x72.png 300w, https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2025\/02\/baner-mieszkanie-wynajem-n-768x185.png 768w\" sizes=\"auto, (max-width: 897px) 100vw, 897px\" \/><\/a><\/p>\n\n<section class=\"gratka-shortcode gratka-shortcode-author-box\">\n\t<div class=\"gratka-shortcode-author-box__photo\">\n\t\t<img loading=\"lazy\" decoding=\"async\" width=\"664\" height=\"787\" src=\"https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2026\/05\/jpgja-e1778234833972.jpg\" class=\"gratka-shortcode-author-box__image\" alt=\"Joanna Szymczyk\" srcset=\"https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2026\/05\/jpgja-e1778234833972.jpg 664w, https:\/\/gratka-blog.dlnte.in\/blog\/wp-content\/uploads\/2026\/05\/jpgja-e1778234833972-253x300.jpg 253w\" sizes=\"auto, (max-width: 664px) 100vw, 664px\" \/>\t\t\t<\/div>\n\n\t<div class=\"gratka-shortcode-author-box__card\">\n\t\t\t\t\t<h3 class=\"gratka-shortcode-author-box__name\">Joanna Szymczyk<\/h3>\n\t\t\n\t\t\t\t\t<div class=\"gratka-shortcode-author-box__text\"><p>Senior PR&amp;Content Manager Grupy Morizon-Gratka, autorka tekst\u00f3w z 11-letnim do\u015bwiadczeniem, specjalizuj\u0105ca si\u0119 w dziedzinie nieruchomo\u015bci. Na co dzie\u0144 zajmuje si\u0119&hellip;<\/p>\n<\/div>\n\t\t\n\t\t\t<ul class=\"gratka-shortcode-author-box__social\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n<\/section>\n\n","protected":false},"excerpt":{"rendered":"<p>W ostatnich latach polski rynek nieruchomo\u015bci przeszed\u0142 g\u0142\u0119bok\u0105 metamorfoz\u0119. Po okresie gwa\u0142townych wzrost\u00f3w stawek dyktowanych kryzysem geopolitycznym i inflacj\u0105, dane rynkowe sygnalizuj\u0105 upragnion\u0105 stabilizacj\u0119. \u015aredni czynsz za mieszkanie w wielu regionach zacz\u0105\u0142 delikatnie spada\u0107, daj\u0105c gospodarstwom domowym z napi\u0119tym bud\u017cetem szans\u0119 na z\u0142apanie oddechu. Jednak samo \u201eodst\u0119pne\u201d dla w\u0142a\u015bciciela to zaledwie wierzcho\u0142ek g\u00f3ry lodowej. Aby [&hellip;]<\/p>\n","protected":false},"author":131,"featured_media":179374,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"feature_post":true,"feed_post":false,"utm_post":"","footnotes":""},"categories":[49001],"tags":[49007,49009],"raporty":[],"class_list":["post-179371","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wynajem","tag-dane","tag-finanse"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ca\u0142kowite koszty najmu mieszka\u0144 w najwi\u0119kszych miastach Polski. Analiza wydatk\u00f3w najemc\u00f3w<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, ile naprawd\u0119 kosztuje najem mieszkania w najwi\u0119kszych miastach Polski. Analizujemy ca\u0142kowite wydatki najemc\u00f3w.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gratka-blog.dlnte.in\/blog\/wp-json\/wp\/v2\/posts\/179371\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Najem w najwi\u0119kszych miastach Polski: ile p\u0142ac\u0105 lokatorzy?\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, ile naprawd\u0119 kosztuje najem mieszkania w najwi\u0119kszych miastach Polski. 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